Commercial Loans
100% FINANCING
100% FINANCING
Qualifying Projects (100% financing): acquisitions, start
ups, company expansions, mergers, new cash infusion, partner
buyouts, operating funds, inventions, research and
development (R&D), bailing out companies in trouble, real
estate developments, hotels, resorts, apartment buildings,
office buildings, mining projects, gas, energy, casinos, 5-Star
Mobile Home Parks (more list below)...FICO IS NOT AN ISSUE.
We accept and will consider ANY PROJECTS, and welcome
DEVELOPERS WHO ARE ON THE VERGE OF BANKRUPTCY
(Due to the lender backing out of their commitments).
Loan amount from $1,000,000 to $500,000,000
Medical offices
Mini storage
Mixed use
Mobile home parks
Movie/Film Production*
Movie theaters
Music / Record Labels
Office buildings
Offices
Parking garages
Raw land
Regional malls
Residential subdivisions
Resorts
Restaurants
Retail Centers
Senior housing
Shopping Centers
Special use buildings
Strip centers
Student housing
Tract development
Warehouse distribution
centers
Warehouses
Wineries
Working Capital
(Start ups ok)
Mini storage
Mixed use
Mobile home parks
Movie/Film Production*
Movie theaters
Music / Record Labels
Office buildings
Offices
Parking garages
Raw land
Regional malls
Residential subdivisions
Resorts
Restaurants
Retail Centers
Senior housing
Shopping Centers
Special use buildings
Strip centers
Student housing
Tract development
Warehouse distribution
centers
Warehouses
Wineries
Working Capital
(Start ups ok)
Loan Programs
No Doc Commercial Loans
No money down!
Loan amounts up to $6,000,000
30 year amortization
Excellent rates available
Only 25% owner-occupancy (SBA
requires 51%)
Local appraisers can be used
Must have a credit score above 680
Lower LTVs available for lower
credit scores
This is the best stated income
product on the market today. Rates
and terms will vary.
No Doc Commercial Loans
No money down!
Loan amounts up to $6,000,000
30 year amortization
Excellent rates available
Only 25% owner-occupancy (SBA
requires 51%)
Local appraisers can be used
Must have a credit score above 680
Lower LTVs available for lower
credit scores
This is the best stated income
product on the market today. Rates
and terms will vary.
Multi-Family Loans
Great Rates / Yield Spread
Secure: High LTV(92.5%), FHA
Financing for Apartments & Assisted
Living, non-recourse and INCREDIBLE
rates!
Nationwide Commercial Funding-do a
broad range of loans for apartments
Large Deals above $10mil – $100mil.
Stated Income-Apartment Lending
Great Rates / Yield Spread
Secure: High LTV(92.5%), FHA
Financing for Apartments & Assisted
Living, non-recourse and INCREDIBLE
rates!
Nationwide Commercial Funding-do a
broad range of loans for apartments
Large Deals above $10mil – $100mil.
Stated Income-Apartment Lending
Subdivision Construction Loans
Target project between 2 and 30 homes (larger subdivisions may be phased) Loan
amounts up to $10 million (larger projects may be phased into multiple loans)
Financing available for land acquisition, development and construction Single and
multifamily properties Brokers earn 50 bps of the final commitment amount on loans
up to $10 million Capital Mortgage Partner's Subdivision Construction Program is
available nationwide.
Stated Programs
Program C1
Stated Income/Stated Assets
$100,000-$1,000,000
Up to 85% LTV (90% CLTV)
1, 2, 5, 15, 20, 25 & 30 yr Fixed
Fully amortized for 15 to 30 yrs
(no balloons)
No DSCR requirement
No seasoning required
Most property types
Fast closings
575+ credit score
Program C2
Stated Income/Verified Assets
$1,000,000-$2,000,000
Up to 80% LTV (90% CLTV)
3, 5, 7 &10 yr Fixed
30 yr fully amortized (no balloons)
Debt service requirement 1.20-1.35
600+ credit score
Program C2b
Stated Income/Stated Assets
$250,000-$2,000,000
Up to 90% LTV
30 yr fully amortized (no balloons)
Debt service requirement 1.00-1.25
Ability to pay up to 20% of principal per
year without penalty
650+ credit score
Program c2c
No Income, No Employment, No Assets
$100,000-$5,000,000
Best stated interest rates
Up to 75% LTV (80% CLTV)
Up to 30 yr amortization
1 ,3 ,5, 10 & 15 yr fixed
Debt service requirement 1.20-1.30
2 & 5 yr. interest only options available
Geographical restrictions
620+ credit score
Full Documenation Programs
100% Financing/Hedge Funds Only
STIPULATIONS: Borrower must be willing to give up 30-50% equity. Borrowers/developers will
maintain FULL CONTROL of the development, the JV partner will maintain a "hands-off" position
with the project development. JV Partnership Buyouts are ALLOWED as soon as the project
achieves profitability
Target project between 2 and 30 homes (larger subdivisions may be phased) Loan
amounts up to $10 million (larger projects may be phased into multiple loans)
Financing available for land acquisition, development and construction Single and
multifamily properties Brokers earn 50 bps of the final commitment amount on loans
up to $10 million Capital Mortgage Partner's Subdivision Construction Program is
available nationwide.
Stated Programs
Program C1
Stated Income/Stated Assets
$100,000-$1,000,000
Up to 85% LTV (90% CLTV)
1, 2, 5, 15, 20, 25 & 30 yr Fixed
Fully amortized for 15 to 30 yrs
(no balloons)
No DSCR requirement
No seasoning required
Most property types
Fast closings
575+ credit score
Program C2
Stated Income/Verified Assets
$1,000,000-$2,000,000
Up to 80% LTV (90% CLTV)
3, 5, 7 &10 yr Fixed
30 yr fully amortized (no balloons)
Debt service requirement 1.20-1.35
600+ credit score
Program C2b
Stated Income/Stated Assets
$250,000-$2,000,000
Up to 90% LTV
30 yr fully amortized (no balloons)
Debt service requirement 1.00-1.25
Ability to pay up to 20% of principal per
year without penalty
650+ credit score
Program c2c
No Income, No Employment, No Assets
$100,000-$5,000,000
Best stated interest rates
Up to 75% LTV (80% CLTV)
Up to 30 yr amortization
1 ,3 ,5, 10 & 15 yr fixed
Debt service requirement 1.20-1.30
2 & 5 yr. interest only options available
Geographical restrictions
620+ credit score
Full Documenation Programs
100% Financing/Hedge Funds Only
STIPULATIONS: Borrower must be willing to give up 30-50% equity. Borrowers/developers will
maintain FULL CONTROL of the development, the JV partner will maintain a "hands-off" position
with the project development. JV Partnership Buyouts are ALLOWED as soon as the project
achieves profitability
Program C3
$100,000-$1,500,000
Up to 90% LTV (95% CLTV)
2, 3, 7 & 30 yr Fixed
Fully amortized for 15, 20 & 30 yrs (no
balloons)
Discretionary income may be used to meet
DSCR requirements
Debt service requirement 1.20
580+ credit score
Program C4
$100,000-$3,000,000
Up to 80% LTV (90% CLTV)
3, 5, 7,10 Yr Fixed
30 yr fully amortized (no balloons)
Discretionary income may be used to meet
DSCR requirements
Debt service requirement 1.20-1.35
600+ credit score
Program C5
$500,000-$10,000,000
Multifamily up to 80% LTV (90% CLTV)
Commercial up to 75% LTV (90% CLTV)
6 mo ARM, 3, 5, 7, 10 & 15 yr Fixed
Fast Closings
Debt Service Coverage Ratio: Multifamily
1.20/Commercial 1.25
660+ credit score
ProgramC6
$250,000-$5,000,000
Up to 90% LTV
30 yr fully amortized (no balloons)
Debt service requirement 1.25
Ability to pay up to 20% of principal per year
without penalty
600+ credit score
$100,000-$1,500,000
Up to 90% LTV (95% CLTV)
2, 3, 7 & 30 yr Fixed
Fully amortized for 15, 20 & 30 yrs (no
balloons)
Discretionary income may be used to meet
DSCR requirements
Debt service requirement 1.20
580+ credit score
Program C4
$100,000-$3,000,000
Up to 80% LTV (90% CLTV)
3, 5, 7,10 Yr Fixed
30 yr fully amortized (no balloons)
Discretionary income may be used to meet
DSCR requirements
Debt service requirement 1.20-1.35
600+ credit score
Program C5
$500,000-$10,000,000
Multifamily up to 80% LTV (90% CLTV)
Commercial up to 75% LTV (90% CLTV)
6 mo ARM, 3, 5, 7, 10 & 15 yr Fixed
Fast Closings
Debt Service Coverage Ratio: Multifamily
1.20/Commercial 1.25
660+ credit score
ProgramC6
$250,000-$5,000,000
Up to 90% LTV
30 yr fully amortized (no balloons)
Debt service requirement 1.25
Ability to pay up to 20% of principal per year
without penalty
600+ credit score
Main Line Properties Loans
Office, Mixed Use, Retail, Warehouse,
Self-Storage, Mobile Home Parks
Up to 100% LTV
Great rates
Very creative and competitive
Alt-A, Tough deals with some hair
Large loans (above $10mil.) – all non-
recourse
Office, Mixed Use, Retail, Warehouse,
Self-Storage, Mobile Home Parks
Up to 100% LTV
Great rates
Very creative and competitive
Alt-A, Tough deals with some hair
Large loans (above $10mil.) – all non-
recourse
Loans Above $50 Million
$50,000,000 commercial loans
and up!
Larger loans require conduit, Life and
Pension experience.
Lines of credit against letters of credit,
Hedge funds, and many more creative
financing outlets.
WE HAVE THE EXPERIENCE TO CLOSE
THESE DEALS!
$50,000,000 commercial loans
and up!
Larger loans require conduit, Life and
Pension experience.
Lines of credit against letters of credit,
Hedge funds, and many more creative
financing outlets.
WE HAVE THE EXPERIENCE TO CLOSE
THESE DEALS!
Special Purpose Properties Loans
We consider all commercial and unique properties that fall
within our program guidelines and loan amounts, including day
care and educational facilities, funeral homes, campgrounds,
outdoor entertainment centers, trailer and mobile home parks
and marinas.
Our nation's real estate market is extremely diverse with
countless types of properties. Special purpose and unique
property types may be an insurmountable hurdle to some
lenders but at Cohen Commercial Equity we have the
knowledge and experience to clear those hurdles. Cohen
Commercial Equity will consider all commercial and unique
property types falling within our program guidelines and loan
amounts.
Up to 100% LTV
Documentation - No doc - Full Doc - Limit Doc
Amortization - 25 years
Bridge Loans - 1 to 5 Years
Hard Equity Loans - Close in 1 week with proper
documentation
We consider all commercial and unique properties that fall
within our program guidelines and loan amounts, including day
care and educational facilities, funeral homes, campgrounds,
outdoor entertainment centers, trailer and mobile home parks
and marinas.
Our nation's real estate market is extremely diverse with
countless types of properties. Special purpose and unique
property types may be an insurmountable hurdle to some
lenders but at Cohen Commercial Equity we have the
knowledge and experience to clear those hurdles. Cohen
Commercial Equity will consider all commercial and unique
property types falling within our program guidelines and loan
amounts.
Up to 100% LTV
Documentation - No doc - Full Doc - Limit Doc
Amortization - 25 years
Bridge Loans - 1 to 5 Years
Hard Equity Loans - Close in 1 week with proper
documentation
Eligible Properties:
Apartments
Assisted Living Facilities
Auto Repair Garages
Car Dealerships
Care facilities
Car Wash Facilities
Casinos
Church Financing
Congregate Care
Equipment for Start ups
Ethanol Plants
Factory Outlets
Golf Courses
Grocery stores
Hospitality
Hotels
Housing developments
Independent living
facilities
Industrial Parks
Land acquisitions
Manufacturing facilities
Apartments
Assisted Living Facilities
Auto Repair Garages
Car Dealerships
Care facilities
Car Wash Facilities
Casinos
Church Financing
Congregate Care
Equipment for Start ups
Ethanol Plants
Factory Outlets
Golf Courses
Grocery stores
Hospitality
Hotels
Housing developments
Independent living
facilities
Industrial Parks
Land acquisitions
Manufacturing facilities
| Commercial Loans: No Doc, Stated, Fast Funding |
 |
Cohen Commercial Equity
Tel: 1-800-928-6154
Tel: 1-800-928-6154
