Foreclosure Bailout and Hard Money Loans

Page Title

Hard Money
Foreclosure Bailouts Programs

Foreclosure,Notice Of Default, Hard Money, Bankruptcy, Unlimited Mortgage
Lates.

Cohen Financial Group Hard Money Dept. Can Help
Are you in Foreclosure? We can help!!!
Want to keep your home? We can help!!!
Want a loan? We can help!!!

We specialize with working with those in or near Foreclosure. Our focus is Foreclosure Bailout Loans . We have
the connections to get you a loan, Fast!.

In Many Cases we can Close the Loan within 7 DAYS (If Completed Appraisal in Place)

With all the upheaval in the mortgage industry it is important that you select a firm that is able to place your loan
no matter your qualification criteria. We can still place your loan as we are approved with the best of the
surviving lenders. If we cannot place your loan NO ONE CAN… Cohen Financial Group will not B.S. (bait and
switch) you - we will pre-qualify you so that you have NO surprises. When we give you your rate and terms you
can feel extremely confident that our offer is good and deliverable.

About our Hard Money Foreclose Bailout Team
Cohen Financial Group is a nationwide, direct , hard money Broker with over 400 Private Investors, Banks,
Lenders.
We fund:
• Pre-Foreclosure                               Apply Below for Fast Approval
• Foreclosure
• Bankruptcy
• Non-conforming loans (loans that do not meet banks' criteria)

From $100K to $8 Million within the United States.

We loan up to 70-80% of Home Value. We are 100% Equity Driven, No Fico, Income, Credit Required.

If you are committed to saving your home, then we have programs that will stop foreclosure.

However, time is NOT on your side. The next step you take to stop foreclosure, could make the difference
between keeping the home you have worked so hard for, or losing it forever.

Our stop foreclosure programs are designed specifically for homeowners who are behind on their mortgage
and need foreclosure help. Your first step is to call your lender, confront the situation, realize that you are not
alone and that we can help you stop foreclosure.

If you have received a sheriff sale date, call our office immediately.

We are not concern with low Fico score.

If you are in Foreclosure, submit your loan information,
or call us today or apply Below

If your Banker said “No” to your loan request, submit your loan online to see if you qualify for financing with
us.

               BEGIN HERE TO STOP FORECLOSURE       24 HOUR RESPONSE

Why use us?

Reliability: The buck stops here. We make the final decision. If we say it is a go, we mean it.

Speed: Our Lenders are Private Investor Funds. We can close in a few days.

Integrity: We will be upfront and honest with you all the way through the process. If we cannot complete a
loan for you, we will tell you immediately.

We have helped and closed thousands of customers in Foreclosure. We can Help you.

What is Hard Money?

Hard Money lending is collateral based. Collateral can include real estate, business assets, receivables, and
personal assets such as cars, art, jewelry, etc. Most hard money lenders prefer real estate as collateral. Real
estate holds its value well and is immovable making it much easier to collect on if the borrower stops making
payments. Since collateral is the main requirement, credit, income, and other person qualifications are not as
important, and often are ignored in the underwriting process. But don't be surprised if a hard money lender
asks for your personal information and runs a credit check. They still want to know who they are dealing with in
order to prevent fraud.

Common misconceptions about what hard money lending is include: unsecured debt consolidation loans,
personal loans, and loans for more than what the collateral will allow a lender to recoup from the foreclosure
process. These loan types are best served by banks and large institutional lenders that feel comfortable with
the additional risk of losing money in the event of non-payment. Most hard money lenders will not make
construction loans, no money down purchase loans, and rehab loans based on fixed up values. These are
special niches that only a small percentage of lenders cover.

Hard Money lenders are often from private sources. The lending philosophy is to fill niches conventional
lenders will not touch. Because of their small size and personal involvement, hard money lenders can usually
close a loan much faster and with less paperwork than a conventional lender. Speed and flexibility are the hard
money lender's biggest competitive advantage, allowing them to charge higher rates and fees than
conventional lenders. Because hard money is expensive, it is typically viewed as a temporary solution. Loans
are usually written for no more than a 5 year term.

No Slowdown in Foreclosure Filings

Hardest-hit cities are on coasts and in Rust Belt, according to a new survey
By Les Christie, CNNMoney.com staff writer
Nov. 14, 2007

NEW YORK - California, Florida, and Ohio continue to dominate new foreclosure filings, as most of the nation
saw increases in the third quarter, according to a new survey.

During the period ended Sept. 30, 77 out of the nation's 100 largest metropolitan areas reported rises in
delinquencies compared with the previous three months, according to the latest report from RealtyTrac, an
online marketer of foreclosure properties.

The three most affected states reveal the two main causes of mortgage payment problems: economic
weakness, as exemplified by Ohio, and speculative excess that led to high home prices and unaffordable
mortgages, as represented by California and Florida.

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                                            Cohen Financial Group
                                               The Hard Money Specialist