Consulting Agreement
Fax completed form to: (209) 249-5270
I, the undersigned below do hereby agree to the following terms & conditions of the Consulting
Agreement:
Consulting Fee Program Income Documentation Years (in business) Experian Credit Score
6% Full Doc 2 yrs business & Personal Tax Returns 2+Years 720+
10% Full Doc 2 yrs business & Personal Tax Returns 2+Years 719 or lower
10% No Doc None-income stated but not verified 2+Years 720 +
15% No Doc None-income stated but not verified 2+Years 719 or lower
20% No Doc None-income stated but not verified 2+Years 720 +
Consulting Agreement
I, the undersigned (“Client”) do hereby agree to the following terms and conditions of this
Consulting Agreement with UnsecuredLine.com (“Company”). The parties agree as follows:
1. Appointment of Company; Release of Information: Upon receipt of this agreement,
Client appoints and authorizes Company to access and review Client’s personal and business
credit reports, to charge the checking account (or credit card) provided to Company $75 to
cover the cost of obtaining such reports (credit report will be pulled by our DBA
VeryBestMortgage.com.) Client authorizes Company to apply for business loans for and in
behalf of Client, including the submission of on-line, phone or paper applications; and gives
permission to access the Client’s personal and/or business credit history and disclose it to
necessary parties.
2. Term and Termination: This Agreement shall be in effect until the last credit application
submitted has been concluded (approved or denied). Client may not apply for any financing
without Company’s written authorization while agreement is in effect.
3. Indemnification: Client affirms that all information provided to the Company or lending
institutions will be truthful, accurate, and complete. Client agrees that failure to do so may be
unlawful; Client agrees to release, indemnify, and hold Company harmless and its principals,
employees and or representatives of any and all liability including any costs or expenses
incurred by Company as a result of inaccurate information provided by the Client. Client
expressly authorizes Company to act as Client’s agent during the term of this Agreement.
4. Client Cooperation: Client agrees to make itself available to the Company during the
Term of this Agreement; Client agrees to cooperate in signing loan applications and
participating in telephone calls needed to facilitate loan approvals; client agrees to notify
Company of each loan approval or denial within five (5) business days of receipt. In the event
a Rapid Rescore is necessary to update or correct items on a Client’s credit report the cost is
$250.00 per account and only occurs with client’s written authorization.
5. CONSULTING FEE Terms and Conditions: Client agrees to pay Company a one-time
Consulting Fee in an amount equal to six (6%) percent of the total unsecured business loan(s),
business line(s) of credit, and or credit card(s) obtained with the assistance of Company. In the
event that the client does not meet the criteria to apply for business lines of credit, Company
will apply for personal lines of credit and Client agrees to pay Company a one-time Consulting
Fee in an amount equal to eight (8%) percent of the total personal line(s) of credit and or
credit card(s) obtained with the assistance of Company. Client agrees that the total Consulting
Fee is owed and shall be paid by Client within five (5) days after the funding date of each
credit application. Fees not paid within 5 days of funding are subject to a late fee of $150 and
interest penalty of 18% per annum. It is the Client’s sole responsibility to inform Company of
each lender’s approval or denial decision by providing Company with a copy of an approval or
denial letter from each lender. If Client does not provide Company with an approval or denial
letter from the lender within thirty (30) days of each credit application’s submission date (as
evidenced by the email or fax sent to Client disclosing the lender’s name, contact information,
and instructing Client what to do) Company will consider the application was approved and
funded for the full requested amount, and the consulting fee on such credit application will be
due and considered fully earned and non-refundable.
6. No Warranties; No Guarantees: Client agrees that Company has not extended a
warranty or guaranty that Client will obtain a loan approval, or an approval specifying particular
terms. Company acts only as a broker. Consulting fee will be due in the case the amount
funded is lower than the amount requested by Client.
7. Guaranty of Client: The Client hereby unconditionally guarantees to the Company the
full and punctual payment of the Consulting Fee when and as the same shall become due and
payable; the Client offers this Guaranty as an individual, as the owner and operator of the
business, and as the business itself.
8. In the Event of Default: The Client understands and agrees that in the event of default
of payment of Consulting Fee to Company, Company will report unpaid and delinquent debts
to personal and business credit bureaus directly, or through a third party debt collection
entity. Client understands that delinquent debts reported to the credit bureau(s) might harm
the Client’s ability to secure or maintain financing or other financial services.
9. General Terms and Conditions: (a) Entire Agreement. This Agreement and its
attachments contain the entire Agreement between the parties; (b) Choice of Law; Venue;
Jurisdiction. Client herein expressly submits to the sole and exclusive jurisdiction of Utah.
BY MY SIGNATURE I (CLIENT) CONFIRM I HAVE FULL AUTHORITY TO EXECUTE THIS
AGREEMENT AND TO OBLIGATE ALL COMPANIES, FIRMS, CORPORATIONS,
PARTNERSHIPS, ORGANIZATIONS, INDIVIDUALS, AND OR ENTITIES REFERENCED HEREIN,
AND CERTIFY INFORMATION SUPPLIED TO COMPANY IS TRUTHFUL, ACCURATE, AND
COMPLETE. CLIENT SIGNATURE IS ALSO AUTHORIZATION FOR ONE-TIME CREDIT CARD
CHARGE OF $470 FOR CREDIT INQUIRY AND PROCESSING APPLICATION FEE APPLIES.
Name: __________________________________ Date: ________/________/_________
Business Name: __________________________ Social Security #: _________-__________-______________
Phone: _________________________________ Cell: ____________________________________________
Personal Address: _________________________ City/State/Zip _____________________________________
Signature _______________________________ Email:___________________________________________
Credit Card # _____________________________ Name on Card____________________________________
Security Code on Credit Card ________________ Expiration Date _________________ Document:
CA11052007
Fax completed form to: (209) 249-5270
I, the undersigned below do hereby agree to the following terms & conditions of the Consulting
Agreement:
Consulting Fee Program Income Documentation Years (in business) Experian Credit Score
6% Full Doc 2 yrs business & Personal Tax Returns 2+Years 720+
10% Full Doc 2 yrs business & Personal Tax Returns 2+Years 719 or lower
10% No Doc None-income stated but not verified 2+Years 720 +
15% No Doc None-income stated but not verified 2+Years 719 or lower
20% No Doc None-income stated but not verified 2+Years 720 +
Consulting Agreement
I, the undersigned (“Client”) do hereby agree to the following terms and conditions of this
Consulting Agreement with UnsecuredLine.com (“Company”). The parties agree as follows:
1. Appointment of Company; Release of Information: Upon receipt of this agreement,
Client appoints and authorizes Company to access and review Client’s personal and business
credit reports, to charge the checking account (or credit card) provided to Company $75 to
cover the cost of obtaining such reports (credit report will be pulled by our DBA
VeryBestMortgage.com.) Client authorizes Company to apply for business loans for and in
behalf of Client, including the submission of on-line, phone or paper applications; and gives
permission to access the Client’s personal and/or business credit history and disclose it to
necessary parties.
2. Term and Termination: This Agreement shall be in effect until the last credit application
submitted has been concluded (approved or denied). Client may not apply for any financing
without Company’s written authorization while agreement is in effect.
3. Indemnification: Client affirms that all information provided to the Company or lending
institutions will be truthful, accurate, and complete. Client agrees that failure to do so may be
unlawful; Client agrees to release, indemnify, and hold Company harmless and its principals,
employees and or representatives of any and all liability including any costs or expenses
incurred by Company as a result of inaccurate information provided by the Client. Client
expressly authorizes Company to act as Client’s agent during the term of this Agreement.
4. Client Cooperation: Client agrees to make itself available to the Company during the
Term of this Agreement; Client agrees to cooperate in signing loan applications and
participating in telephone calls needed to facilitate loan approvals; client agrees to notify
Company of each loan approval or denial within five (5) business days of receipt. In the event
a Rapid Rescore is necessary to update or correct items on a Client’s credit report the cost is
$250.00 per account and only occurs with client’s written authorization.
5. CONSULTING FEE Terms and Conditions: Client agrees to pay Company a one-time
Consulting Fee in an amount equal to six (6%) percent of the total unsecured business loan(s),
business line(s) of credit, and or credit card(s) obtained with the assistance of Company. In the
event that the client does not meet the criteria to apply for business lines of credit, Company
will apply for personal lines of credit and Client agrees to pay Company a one-time Consulting
Fee in an amount equal to eight (8%) percent of the total personal line(s) of credit and or
credit card(s) obtained with the assistance of Company. Client agrees that the total Consulting
Fee is owed and shall be paid by Client within five (5) days after the funding date of each
credit application. Fees not paid within 5 days of funding are subject to a late fee of $150 and
interest penalty of 18% per annum. It is the Client’s sole responsibility to inform Company of
each lender’s approval or denial decision by providing Company with a copy of an approval or
denial letter from each lender. If Client does not provide Company with an approval or denial
letter from the lender within thirty (30) days of each credit application’s submission date (as
evidenced by the email or fax sent to Client disclosing the lender’s name, contact information,
and instructing Client what to do) Company will consider the application was approved and
funded for the full requested amount, and the consulting fee on such credit application will be
due and considered fully earned and non-refundable.
6. No Warranties; No Guarantees: Client agrees that Company has not extended a
warranty or guaranty that Client will obtain a loan approval, or an approval specifying particular
terms. Company acts only as a broker. Consulting fee will be due in the case the amount
funded is lower than the amount requested by Client.
7. Guaranty of Client: The Client hereby unconditionally guarantees to the Company the
full and punctual payment of the Consulting Fee when and as the same shall become due and
payable; the Client offers this Guaranty as an individual, as the owner and operator of the
business, and as the business itself.
8. In the Event of Default: The Client understands and agrees that in the event of default
of payment of Consulting Fee to Company, Company will report unpaid and delinquent debts
to personal and business credit bureaus directly, or through a third party debt collection
entity. Client understands that delinquent debts reported to the credit bureau(s) might harm
the Client’s ability to secure or maintain financing or other financial services.
9. General Terms and Conditions: (a) Entire Agreement. This Agreement and its
attachments contain the entire Agreement between the parties; (b) Choice of Law; Venue;
Jurisdiction. Client herein expressly submits to the sole and exclusive jurisdiction of Utah.
BY MY SIGNATURE I (CLIENT) CONFIRM I HAVE FULL AUTHORITY TO EXECUTE THIS
AGREEMENT AND TO OBLIGATE ALL COMPANIES, FIRMS, CORPORATIONS,
PARTNERSHIPS, ORGANIZATIONS, INDIVIDUALS, AND OR ENTITIES REFERENCED HEREIN,
AND CERTIFY INFORMATION SUPPLIED TO COMPANY IS TRUTHFUL, ACCURATE, AND
COMPLETE. CLIENT SIGNATURE IS ALSO AUTHORIZATION FOR ONE-TIME CREDIT CARD
CHARGE OF $470 FOR CREDIT INQUIRY AND PROCESSING APPLICATION FEE APPLIES.
Name: __________________________________ Date: ________/________/_________
Business Name: __________________________ Social Security #: _________-__________-______________
Phone: _________________________________ Cell: ____________________________________________
Personal Address: _________________________ City/State/Zip _____________________________________
Signature _______________________________ Email:___________________________________________
Credit Card # _____________________________ Name on Card____________________________________
Security Code on Credit Card ________________ Expiration Date _________________ Document:
CA11052007
| Unsecured Line OF Credit Application Fax: 209-249-5270 Business Profile Business Information ______________________________ Desired Loan amount $- ______________________ Legal Business Name ________________________________ Title (President, CEO, Principal, etc) ___________________________ Date Current Management Began ____________________________________ Ownership Percentage____________________________ Entity Type (LLC, S Corp, Corp, Sole Proprietor, Partnership, etc) ____________________ Tax ID (EIN) _________________________ Doing Business As ______________________________ Business Phone Number _________________________ Business Fax Number ____________________________ Business Email Address___________________________ Business Website _______________________________________ Manager of Daily Operations ________________________________ Street Address (no PO Boxes) ___________________________ City __________________________ State ___________________ Zip __________ County ___________________ Name of Primary Bank ______________________ Average Balance _________________________ Banks you currently have business lines of credit with and amounts _______________ ____________________________________ Do you have requests for lines of credit with any other parties - if yes who State of Incorporation/Organization ________________________ Date of Incorporation/Organization ____________________________ Date Operations Began _____________________ Number of Owners ______________________ Number of Other Employees ______________________ Describe business/product/service) _________________________________________________________________________ __________________________________________________________________ Income Last Year's Gross Sales ___________________ Last Year's Expenses ____________________ Last Year's Net Income __________________________ Total of all salaries paid to Owners _________________________ Total Assets Total Liquid Assets for the Business (cash, securities, etc.) ____________________ Other Business Assets _________________________ Commercial Building Value(s) - Owned ____________________ Total Accounts Receivable -_____________________ Total Liabilities ____________________ Total Business Liabilities _____________________ Accounts Payable (don't include debt) ___________________ Debt on Commercial Buildings - Owned __________________ Total Business Net Worth Personal Guarantor Information (Please complete for each person who owns 20% or more of the company) Full Name of Guarantor ______________________________ ___________________________________________________ Company Ownership Percentage ______________________ Home Phone Number ____________________________ Cell Phone Number _____________________________ E-Mail__________________________________ SSN ___________________________ Date of Birth ______________________________ Home Address ________________________________ City, State and Zip _______________________ County _____________________ Time at Home Address ______________________ Please provide copy of drivers license ______________________ Driver's License Number ______________________ Driver's License Date of Issue __________________ Driver's License Issuing State_____________________ Driver's License Expiration Date _______________________ Name of Nearest Relative Not Living With You ________________ Relatives Phone Number ________________________ Name of Primary Banking Institution___________________________ Average Balance on Bank Account(s) ___________________________ Do you own or rent your residence? __________________________ Number of Rental Properties you own___________________________ Assets Current Value of Primary Residence __________________________ Personal Property __________________________________ Investments (stocks, bonds, etc.) _____________________________ Retirement (401k, IRA, etc.) _____________________ Value of Rental Properties ____________________________ Liquid Assets (checking/savings) _______________________ Other Personal Liquid Assets _____________________ Total Assets _____________________ Liabilities Total Mortgage debt on Primary ___________________ Total Installment Debt ___________________ Total Mortgage Debt on Rentals____________________ Total Revolving Debt __________________ Total Liabilities ___________________________ Personal Net Worth _____________________________ Total Combined Net Worth _____________________________ |
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