Cohen Financial Group Inc, provides custom funding solutions worldwide. We specialize in Hard money, Joint venture, 100% funding Bond loans, Construction loans, Proof of funds, Lines of credit, SBA Loans, Conventional, HUD Loans, Apartments, Office building, Retail, Hotels, Casino, Sub-division, Gas and Oil wells, Bridge loans on all property types. We utilize our vast funding resource for the best rates, and terms. Fast approval and closing. We require no-up front fees.
COHEN Financial Group Inc.

 Effective May 25, 2018: COHEN FINANCIAL GROUP will not accept any commercial loan, hard money   inquiries, underwriting & processing services, business consulting, or any real estate inquiry.
                   This Division is closed. Sorry for any inconvenience. 

Get a Home Loan at a Lower Rate
5/1 ARM Mortgage Rates as Low as 3.01% APR, 30-year Fixed – 3.45% APR

4 Units Multifamily

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Starting Points

I want to:
Lower monthly payments
Consolidate debt
Pay off my loan faster
Get cash out of my home
Change loan types
Purchase       Home Equity        Purchase            Rehab
Even a small reduction in your mortgage rate can have a significant impact in the long-run. Refinancing to lower your monthly payment frees up cash flow, so you can manage your money more effectively. Furthermore, if you plan to stay in your home for a long time, you may want to mortgage refinance and consider buying down your rate to reduce your monthly payment. If you have equity in your home, home loan refinancing could enable you to lower your mortgage payment significantly.
  1. Fixed rate home mortgage loans
    With a fixed rate home loan you don't have to worry about your monthly payment changing...ever. Your mortgage rate and payment are fixed for the life of your home loan. Fixed rate mortgage loans range from 10 to 40 years. TYPES OF PROPERTIES · Single Family Home (SFR) · Duplex · Triplex · 4-plex
  2. Residential Hard Money
    A residential hard money loan is a good alternative to traditional bank financing. This alternative financing is beneficial to the borrower in many circumstances. Below are just a few of the reasons when a residential hard money loan might be appropriate. Up to 75% loan to value. Rates from 8.99% to 12%. Cash out limited for refinance, Fast 15 days closing.
  3. FHA Loans
    FHA home loans are insured by the Federal Housing Administration. Although FHA mortgage rates may typically be higher than conventional mortgage loans, FHA home loans offer many advantages including low down payment requirements, flexible credit guidelines as well as the ability to lend in declining markets.
  4. Reasons for hard money
    Borrowers with impaired credit CFG can secure funding to borrowers with any credit including past bankruptcies) Tax Liens/Judgements/unpaid items etc.. Borrowers that need funds quickly on their residential investment property Property repositioning (Nip the flip article) Time constrained borrowers/ Borrowers need a quick closing Borrowers in need of a stated loan due to tax returns (or lack thereof) Foreclosure avoidance Foreign Nationals Borrowers do not have the time or energy to jump through the multiple hoops of a conventional lender Complex loans with multiple pieces of collateral Fairview is able to handle many unique residential real estate financing needs with no upfront fees on investment single family homes
  5. What is a Rehab Loan?
    An FHA 203(k) rehab loan, also referred to as a renovation loan, enables homebuyers and homeowners to finance both the purchase or refinance along with the renovation of a home through a single mortgage. 70% of Purchase + 100% of Rehab Quick Close – 7 to 10 day close guaranteed* Max Term: 12 Months (No Prepay Penalty) Minimum FICO 680 Max Loan Amount: $1,500,000
  6. Jumbo Loans
    Some of the lowest rates available on jumbo loans Financing up to $2 million No points and hidden fees Fixed and adjustable rates Interest-only option available No closing cost option available Refinances and new home loans Close in less than 30 days Eligible properties include primary residences and second home
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  • RATES AS LOW AS  3.850%
  • APR Effective 3/8/2016*
  •  30 YEAR FIXED  4.211% APR
  • FHA 30 YEAR FIXED  3.452 APR
  • Rates as Low as 3.00% (3.01% APR)! Get Quotes from Competing Banks.
  • View offers online · Free credit score · Rate comparisons · Hundreds of lenders
Construction Loans
Fannie Mae Loan

  • Owner Occupied and Non-Owner Occupied
  • Exit Strategy at your discretion: Refinance, Occupy or Sell the property upon completion
  • Purchase Money + Construction
  • Refinance + Construction
  •  Cash out to Construction
  •  Ground Up Construction 
The Fannie Mae Homepath loan is a defunct mortgage program which reduced the cost of purchasing a foreclosed property for either personal use, or to "flip" for profit. Homepath loans required no private mortgage insurance (PMI). Today, Fannie Mae still operates a Homepath website, on which it lists foreclosed properties for sale.
Editor's Note: The HomePath program was discontinued in October 2014. This post will not be deleted for archival purposes. For other low-downpayment mortgage programs, click
Mortgage Application
        Construction and Rehab Loan LTV up to 65% of future value
·       Construction loans up to $4.5 million NET for ground up or construction completion
·       Loan decision based on future appraised value not purchased value
·       Loan decision based on the quality of the project
·       Reasonable Construction Periods
·       Flexible Disbursal Schedule
·       No Prepayment Penalties
          Non-FICO driven